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Posts by

Jacob Lawton

Featured
Economy
The Bank of England holds the interest rate at 3.75%
By
Jacob Lawton
Featured
Mortgages
How to improve your mortgage affordability before applying
By
Jacob Lawton

Featured

1
Economy
The Bank of England holds the interest rate at 3.75%
Featured
2
Mortgages
How to improve your mortgage affordability before applying
Featured
3
Economy
The Bank of England holds interest rate at 3.75%. What does this mean for you?
Featured

Explore
‍Latest posts.

Featured
Resources
Nesting: what is it and how to do it

Nesting is a short-term co-parenting arrangement where children remain in the family home while separated parents take turns living there. Designed to reduce disruption during separation or divorce, nesting can offer children stability, routine and emotional reassurance, while giving parents time to plan their next steps.

Featured
Economy
A 0.25% interest rate cut — what it could mean for homeowners in 2026

The Bank of England has cut the base rate by 0.25% to 3.75% at its final meeting of 2025, marking the fourth cut this year. The move reflects easing inflation and may bring improved mortgage options for borrowers as 2026 approaches.

Featured
Advice
Understanding ESIS: What to look for on your mortgage illustration

Featured
Money
Bank of England holds interest rate at 4%: what it means for homebuyers

The Bank of England hold a meeting and holds the interest rate at 4%. What is the impact of this decision on homebuyers?

Featured
Mortgages
Mortgage myths debunked

Featured
Advice
New 98% mortgage could help first-time buyers get on the ladder sooner!

Newcastle Building Society now offers up to 98% LTV mortgages on homes priced £96,000–£350,000, helping first-time buyers purchase with deposits from around £5,000. As higher LTVs can mean higher rates, seeking mortgage advice is recommended.

Featured
Advice
Self-employed mortgages: What you need to know

Getting a mortgage when you’re self-employed can seem daunting, but it doesn’t have to be. Lenders may have different requirements for business owners, freelancers and contractors, but with the right preparation, such as gathering SA302 forms and proving consistent income, you can make the process much smoother. This guide explains how lenders assess self-employed applicants, what documents you’ll need and how expert mortgage advice can help you secure the right deal for your circumstances.

Featured
Economy
The Bank of England holds the interest rate at 4%.

The Bank of England has voted to keep the base rate at 4%, with inflation control remaining its priority. Mortgage and Protection Adviser Nicola Henton says the move was widely expected, and mortgage conditions remain steady for those looking to borrow.

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Author

Jacob Lawton
Journalist

Biography

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